Whether you have lived in your house for two years or two decades, your family has turned it into a home, and no one deserves to lose that. Facing a potential foreclosure is one of the most stressful scenarios anyone can find themselves in; however, simply being behind on the mortgage does not mean you will lose the house. Depending on the circumstances, a seasoned property law attorney may be able to help you regain your financial footing and save your home. 

3 Ways a Lawyer Can Help If You’re Facing a Foreclosure

1. By Protecting Your Rights

Even if you are behind on the mortgage, you have certain rights regarding the ownership of your home. If the bank violates these rights by charging unallowable fees, misapplying funds, or failing to follow proper protocol, an attorney will hold them accountable and stop  foreclosure proceedings in their tracks. 

2. By Devising a Defense 

Depending on the circumstances, a lawyer may be able to devise a legitimate defense to the foreclosure. For example, if the bank cannot prove they own the mortgage or the loan servicer made an error when processing your account, the entire proceeding may be null and void. 

3. By Complying With All Court Proceedings 

To fight a foreclosure, you may have to draft and file complicated documents, attend hearings, and meet critical deadlines. Even a minor misstep at any stage can have serious consequences, so it is wise to seek legal counsel from the start. 

If you are worried about losing your home to foreclosure, turn to Pill & Pill PLLC in Martinsburg, WV. Their legal team is proud to help clients navigate complicated real estate transactions and disputes. They are well versed in West Virginia’s laws and have decades of experience protecting their clients’ financial interests. To request an initial consultation, visit their website, or call (304) 263-4971.