Rental cars are an excellent solution to long road trips, reducing wear and tear on your own vehicle and potentially making the journey more comfortable for everyone. But what if you’re in an accident somewhere on your trip? Most car companies offer a variety of waivers and coverage options to choose from, but it’s almost always better to have your own auto insurance policy that includes rental vehicles.

The Top Benefits of Including Rentals on Your Car Insurance Policy

1. Cost Savings

Most rental car companies offer individual damage waivers, liability protection, and collision coverage, all of which can be extremely expensive. In fact, the cost of covering the vehicle often exceed the actual rental fees. By comparison, the cost of including rental cars in your existing auto insurance policy is negligible.

2. Ease of Filing a Claim

Filing a claim with a car rental company’s insurer can be difficult and frustrating depending on their policies and procedures. Your auto insurance provider, on the other hand, specializes in protecting clients from risks, and your agent will guide you through the process.

3. Easy-to-Understand Coverage

The overlapping protection packages most car rental companies offer can make it difficult to understand exactly what is and isn’t covered. Auto insurance companies, on the other hand, are required to adhere to state laws, so you’ll know exactly what’s covered under the policy.

4. It’s Available to Everyone

If you don’t own a car, you can still take advantage of the benefits of traditional car insurance policy. Before picking up a rental, consider purchasing a non-owner policy, which offers significantly more protection than the rental company’s insurance packages.

The auto insurance industry can be complex, but A Better Choice Insurance Agency Inc makes getting the coverage you need easy. For more than 25 years, they’ve served drivers throughout Kannapolis, Mount Pleasant, and China Grove, NC, bringing their clients options from a wide array of some of the industry’s top carriers. Visit their website for more on their auto insurance options, follow their Facebook for tips and advice and call (704) 782-2073 to request a free quote.