Regularly reviewing your car insurance policy is a great way to make sure you’re receiving all the discounts possible on your premium. However, this isn’t the only reason to assess your current coverage. You may not realize it, but you are free to shop around for quotes at any time, and there are a variety of situations that can warrant the need for a change. There are a few specific occasions when you should take the opportunity to shop for a new policy.

3 Reasons to Get New Car Insurance Quotes

1. Your Current Policy Is Expiring 

One of the best times to gather car insurance quotes is when your policy comes up for renewal each year. It’s actually better to start shopping before your policy is set to expire so you have plenty of time to compare the coverage options and rates offered by different providers. As soon as you get your renewal information, consult your agent about exploring new possibilities.  

2. You’re Buying a New Vehicle 

Many people are confused as to when they need to get car insurance on a new vehicle. If you already have coverage, it’s likely this policy will continue to cover you for a short period of time after driving your new car off the lot. However, you will want to look for a new policy as soon as possible to prevent a lapse in coverage. In the event you don’t already have car insurance, you will be required to purchase a policy before you can complete the deal on your vehicle. 

3. You Aren’t Receiving the Service You Deserve 

Insurance plays an integral role in protecting your financial future, so it’s important to make sure you have an agent and insurer you can rely on to keep your best interests in mind at all times. If you start to feel you aren’t being given the service you deserve, it may be time to think about switching agents or insurance companies. In most cases, this can be done without incurring any penalty fees.

The best time to shop for car insurance is any time there’s a possibility your existing coverage no longer provides you with adequate protection. If any of these circumstances apply to you, the professionals at Northwoods Insurance Agency can help you find the policy most suitable for your current situation. Offering more than three decades of experience working with residents throughout Forest County, WI, they can give you the personalized service you need to sort through all the differences in coverage. Call (715) 478-2215 to schedule an appointment, or visit their website to request a quote.