Although some car accidents are unavoidable, many can be prevented by taking extra precautions whenever you get behind the wheel. Practicing safe driving will not only help to keep you and your passengers out of harm’s way, but it can also save you money on insurance. Driving history plays an integral role in how your policy premium is calculated, and it’s one of the first things your insurance agent will ask you about when gathering quotes on coverage. Maintain a clean record and get to your destination safely by following a few safety tips.
3 Safe Driving Practices
1. Be Prepared to React Quickly
Accidents often happen because drivers don’t leave themselves enough time to react in dangerous situations. It’s important to remain aware of your surroundings at all times and make defensive driving a habit. Give yourself plenty of time to get where you need to go, and refrain from speeding. Driving too fast reduces reaction time and doesn’t provide enough braking distance to avoid a crash. Also, leave enough room between yourself and other vehicles so you can make sudden stops when necessary without it resulting in a rear-end collision.
2. Avoid Distracted Driving
Insurance agents are commonly contacted for help filing a claim because of accidents caused by distracted driving. Taking your eyes and attention away from the road even for just a few seconds can be hazardous. For this reason, it’s crucial not to do anything that will require you to place your focus elsewhere, including texting, eating, setting the navigation system, or putting on makeup. It’s also vital to do your best not to let kids distract you from the backseat.
3. Make Adjustments for the Weather
If you’re driving in poor weather, you should make the necessary adjustments to account for the change in road conditions. Slick, wet roadways and reduced visibility frequently lead to collisions. Make sure your headlights are on day and night when it’s raining, don’t slam on your brakes or use cruise control to prevent hydroplaning, and slow down to a speed that’s safe for the conditions.
Making these behaviors part of your everyday driving routine will minimize your risk of being in an accident and having your insurance rates increase. When you work with Tim Bryan Insurance, you can expect to receive personalized service and high-quality products. Offering years of experience as an insurance agent in Andalusia and Covington County, AL, he will help ensure you choose the policy most suitable to your needs. Call (334) 222-1460 to start exploring your coverage options with an insurance agent who has your best interests in mind.