If you’re involved in a car accident, the steps you take right after can help ensure a quick auto insurance settlement and avoid trouble with the law. Although dealing with this situation is stressful, it’s important to stay focused, so you obtain all the information you need. Here is a guide to what you should gather immediately after an incident.
What Information Do You Need After a Car Accident?
At the scene of the accident, it’s important to collect information about the other driver. Ask for their auto insurance policy number and expiration date. If they don’t have any coverage, take down their name, home address, and driver’s license number anyway. You should also record details about their vehicle, including the make, model, and year. If possible, take pictures of the damage to both cars, as well as the scene and other notable items, such as the weather and road conditions.
Why Do I Need this Information?
Writing down key information about the other driver protects your interests and helps the auto insurance company process the claim and get your vehicle repaired as quickly as possible. If the police come to the accident scene and prepare a report, it will probably include only some of the information you need. As such, being diligent about noting all the details expedites the process with the insurance company and increases the likelihood of a favorable outcome.
If you’ve been in an accident, gathering and recording the above information will help your case. If you’re ready to process a claim or purchase coverage, turn to CIG Insurance Agency. Serving the Ontario County, NY, area, they have been in business for over 100 years and offer a wide range of auto insurance policies to protect you while you’re on the road. Call (585) 394-5544 to speak to an agent today. You can also visit them online to learn more about their customized insurance packages.