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More and more consumers are turning to credit unions instead of traditional banks. The reasons are numerous; credit unions go the extra mile when addressing the financial needs of consumers. If you’re considering taking the leap, here’s what credit unions have to offer.

3 Reasons to Go With Estacado Federal Credit Union Over a Bank

1. Lower Fees

One major complaint about banks is that they charge fees on nearly everything. Because people who work with credit unions are members instead of customers, they’re not subject to the same type of fees. This makes personal banking a lot less expensive, especially when it comes to withdrawing money from ATMs—for which many banks charge a hefty fee. Estacado’s member may use over 75,000 nationwide CU Anytime, CO-OP and Allpoint ATMs for free!

2. Better Loan Options

credit unionWhen working with a traditional bank, it can be difficult to acquire a loan if you have a spotty financial history. This is because banks are much more risk adverse when compared to credit unions, as they must answer to shareholders. Conversely, the staff at credit unions can work with consumers to secure a loan option that works best for them. Members may apply online at www.estacadofcu.com for a quick response.

3. Improved Customer Service

A lot of people feel that credit unions simply treat their member/owners better. Once again, it comes back to their status as members as opposed to being customers. They’re also more well-known for being active in their respective communities and don’t feel the need to put as much money into ads and marketing, which can greatly increase fees charged for services rendered. Estacado offers excellent rates on both savings and loans.

 

Estacado Federal Credit Union in Lea County, NM, is highly respected among members for their quality of service. They can assist you in opening a checking or savings account or help you get your first loan. They also work to offer the best rates possible and are dedicated to helping their members access the best loan for their needs. If you’d like more information on becoming a member of this credit union, call (575) 393-1596 today. You can also visit them at www.estacadofcu.com  for more information on their services.

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