Share:

Car insurance is one expense you don’t want to skimp on, but that doesn’t mean you should pay more than necessary for coverage. It’s often possible to maintain adequate protection and still cut premium costs by becoming a safer driver. Taking extra precautions when you’re behind the wheel will reduce your risk of being in an accident—and having a clean driving record will make insurers more likely to offer you a discounted rate. 

How to Become a Safer Driver

1. Practice Defensive Driving 

Unfortunately, even if you’re cautious, you can’t count on all the motorists around you to be just as careful. For this reason, you need to know how to drive defensively. Stay aware of your surroundings and avoid making assumptions about what another driver is going to do. Use your turn signals, maintain a safe following distance,  and stay out of other drivers’ blind spots. 

2. Eliminate Distractions car insurance

Many car insurance claims are filed because of accidents caused by distracted driving. When your focus is on anything other than the road ahead of you, the odds of getting into a collision increase considerably. Therefore, it’s crucial to keep your attention solely on the task of driving and eliminate distractions such as texting or talking on the phone, eating, changing radio stations, grooming, setting the navigation, or interacting with passengers. 

3. Obey the Speed Limit

It’s important to follow the posted speed limits, which are carefully selected to ensure everyone’s safety. Exceeding the recommended limits can create dangerous conditions. When you’re traveling at a faster rate of speed, it will take you longer to stop and result in a bigger impact if you collide with another vehicle or object. 

4. Adjust for Poor Weather Conditions 

Heavy rain, winds, snow, and ice cause limited visibility and hazardous road conditions. When the streets are slick and wet, there is greater potential for hydroplaning. Adjust your driving habits for poor weather by leaving more room between yourself and other vehicles. During inclement weather, you should also avoid using cruise control and keep your headlights, even during the day.  

 

Staying safe on the road can save you a significant amount of money. For help maximizing your savings on car insurance, contact the professionals at Action Auto Insurance Agency in New London, CT. They are dedicated to finding affordable coverage without compromising quality. Call (860) 444-7224 to request a car insurance quote, or visit their website for more information on the different types of protection available to you. 

tracking