Your schedule is always changing. Between work, social obligations, and errands, finding time to make it to the bank during business hours can be almost impossible. However, with the internet at your fingertips and near-constant access to computers, staying up-to-date on your finances doesn’t have to be tough. Mobile banking allows you to access many of the same features and services you’d get by visiting banks in person. Here’s how mobile and online banking can simplify your already busy life.

View Balance and Account Activity

While you can always access your account balance by visiting the bank, mobile banking allows you to track account activity and monitor balances anytime. All you need is a smartphone. Through the banking app, you’ll even be able to receive alerts, making it easy to monitor what’s happening with your finances at all times.

Deposit Checks Without Going to the Bank

It used to be that you had to visit the bank to make a deposit, even if you planned on using the ATM to do it. Now, with mobile banking, you can simply snap a picture of the check that needs to be deposited through the mobile app. The bank will then use the information from the picture to process the check and deposit the funds in the appropriate account. Keep in mind that you’ll want to hold onto the paper check until the funds clear in the account. This way, if the image didn’t upload properly, you can always deposit the check the old-fashioned way.

Transfer Funds & Pay Bills Instantly

Online banking makes paying bills with the touch of a button a breeze. Simply link the payee’s information with your bank account and make a one-time payment straight from the app. Should you need to transfer funds from savings to checking or vice versa, you can send the appropriate amounts right on your phone.

Banking doesn’t have to be a chore. Let the team at First & Peoples Bank and Trust Company in Russell, KY, get you set up with online and mobile banking today. Their friendly bankers will be able to walk you through the process and make sure everything is up and running quickly and properly. If you have questions about account activity or prefer to work with your bank in person, they’re happy to help. Learn more about their mobile banking service online and call (606) 836-0211 to speak with a member of their staff.