Workers’ compensation is an insurance program designed to protect employees who get hurt on the job. Every state has different laws mandating who must purchase a policy. In Georgia, for example, businesses that employ three or more individuals must have coverage. Even when their employer has an adequate plan, though, injured workers can find it challenging to recover the benefits they deserve. The seasoned lawyers from Stow, Garvin & Glenn in Hall County share some details about the claims process.

Prompt Reporting Is Essential 

If you get hurt on the job, it’s critical to report the incident in writing immediately. Even if your boss, foreman, or supervisor was present when the accident occurred, documenting it will begin the paper trail that validates your workers’ compensation claim. If you require emergency medical care or are unresponsive at the scene, report the incident as soon as your health stabilizes. In the state of Georgia, failing to notify an employer of a workplace injury within 30 days may make you ineligible for benefits. 

Medical Treatment Must Be Authorized 

Workers’ compensation insurance covers medical care, but it must be administered by authorized providers. Employers are required to post this information for their employees to review. They must list either a panel of at least six physicians or clinics for the staff to choose from or the name of the policy’s managed care organization. If it’s the latter, a managed care representative must help injured parties schedule appointments with authorized doctors. 

If you sustained an injury at work, turn to Stow, Garvin & Glenn for help navigating the subsequent claims process. Located in Gainesville, this practice is led by three attorneys who have more than 60 years of combined experience practicing law. They offer quality legal counsel and representation, helping clients with everything from workers’ compensation to Social Security disability benefits. To schedule an initial consultation, call (770) 534-5265 today.