While declaring bankruptcy may be the solution you need to free yourself from insurmountable debt, the process of filing can be stressful and overwhelming. Although the law doesn’t require you to have legal representation to file, it’s not typically a good idea to do it alone. Having the guidance of an experienced bankruptcy lawyer can make all the difference in how successful the filing turns out to be. Below are some benefits of hiring an attorney to handle your case. 

3 Reasons to Work With a Bankruptcy Lawyer 

1. They Will Protect You From Harassing Creditors 

The more debt you have and the further behind you get on payments, the more persistent creditors become in their collection efforts. However, once they know you have retained the services of a bankruptcy lawyer, the less inclined they usually are to harass you for payment. You can simply refer them to the attorney, who will get the calls to cease. A lawyer will also know how to take care of creditors who violate the automatic stay that goes into effect immediately upon filing.

2. They Will Help You Determine Which Chapter to File 

There are two options for filing a personal bankruptcy. A bankruptcy lawyer will educate you on the pros and cons of both and help you determine what you qualify for. Each chapter has its own eligibility requirements, and one or the other may not be suitable for your situation. An attorney will make sure you choose the filing that maximizes your debt relief.  

3. They Will Prevent You From Making Costly Mistakes 

Making an error during the filing process has the potential to result in your bankruptcy case being significantly delayed or dismissed. This could prevent you from filing again any time in the near future. A bankruptcy lawyer will ensure the paperwork is completed and submitted correctly to avoid any mistakes that might cause serious problems. 

Filing bankruptcy is an intricate legal process full of many challenges and complexities. This is why the residents of Redding, CA, rely on the expertise of Mark Briden Law to help them achieve a favorable outcome. Offering more than 30 years of experience, he will guide you through your financial situation and ensure you know how to take full advantage of this fresh start. Call (530) 222-1664 to set up a free consultation either in-person or over the phone and go over available payment plans. Visit the website for more information about this bankruptcy lawyer.