Willimantic, Connecticut
1486 West Main Street
Willimantic, CT 06226

What Homeowners Should Know About Hurricane Season September 7, 2018

Willimantic, Windham
What Homeowners Should Know About Hurricane Season, Willimantic, Connecticut

With fall just around the corner, many Connecticut residents are concerned about the impending stormy season. Hurricanes are just one occurrence that can cause property damage as well as injuries. As a trusted insurance provider in the state, K.L. Smith Agency offers this helpful guide.

3 Things Connecticut Homeowners Should Know About Hurricane Season

1. New England Faces a Few Different Risks

InsuranceWhile hurricanes seem unlikely in Connecticut, New England faces a few different risks. Homeowners need to watch out for damage caused by high winds, which can result in downed trees and other flying debris. With torrential rain, flooding can also occur — particularly if your home is near a stream or river. If you live in the southern part of the state, coastal flooding will also be an issue.

2. Flooding Is Not Covered By Homeowners’ Insurance

If your home is damaged by flood waters and you only have a conventional home insurance policy in place, you’ll be left responsible for repairs. Flood damage requires a flood insurance policy, which fills in the gaps left by standard home insurance. Be sure to discuss all that a potential flood policy covers with your agent — as well as the coverage limits. Even if you have an appropriate policy, you might be left without coverage if the amount of damage exceeds the funding available.

3. Evacuation Plans Are Strongly Urged

Consider that normal routes may be blocked during a hurricane, so you want to map out a few different options when creating your evacuation plan. Also, make sure your car contains an emergency kit with automotive supplies like flares, spare tire/jack, and gas tank — as well as spare phone chargers and first aid supplies. If you can’t leave your home, be prepared to take shelter. This entails bringing all family members, including pets, into your home and taking refuge in a room with the least number of windows. 

Invested in protecting Willimantic, CT, K.L. Smith Agency offers the benefit of over 62 years of experience. With an extensive range of insurance products, they can help you find affordable coverage for home, life, and vehicles. They also strive to provide clients with as much information as necessary so they can make the best decision. Call (860) 423-9294 today to speak with an agent about your specific needs. You can also send them a message online.

Other Announcements, Events and Deals from K.L. Smith Agency LLC
Happy Thanksgiving, Willimantic, Connecticut
To all of our friends we wish you a Happy Thanksgiving.  We are thankful that you have put your trust in our agency.  Please be safe in your travels.   read more
Which Factors Impact Homeowners Insurance Rates?, Willimantic, Connecticut
If you recently purchased a house, you’re probably unpacking and decorating. One responsibility you can’t neglect, though, is investing in a homeowners insurance policy. Th...read more
Trick or Treat on Main Street, Willimantic, Connecticut
October 31, 2019 4:30PM - October 31, 2019 6:30PM
Bring your children to Trick or Treat on Main Street on Halloween.  Fun for all ages. http://www.willimanticdowntown.org/events/eventView.asp?EventID=2   read more
Add to Calendar
3 Common Car Insurance Mistakes, Willimantic, Connecticut
Car insurance is a necessity for any motorist. Most states require you to have liability insurance coverage, and the right policy could make the difference in covering vehi...read more
Will Your Car Insurance Cover Driving for Uber® or Lyft®?, Willimantic, Connecticut
Ride-sharing apps, such as Uber® and Lyft®, are quickly growing in popularity. They provide a way for drivers to make a little extra cash and make it easier for passengers to reach t...read more