David City, Nebraska
594 N 4th St.
David City, NE 68632
(402) 367-3177

What to Do After Being Involved in a Car Accident September 5, 2018

David City, Butler
What to Do After Being Involved in a Car Accident, David City, Nebraska

Being involved in a car accident, whether it’s a fender bender or major collision, is often stressful and traumatic. The experience can leave you shaken, making it difficult to think clearly enough to take appropriate action, which is why you should always be prepared and armed with how to properly cope with the situation. Taking proper steps after a crash will keep you safe and protect your interests in an insurance claim. Below are a few steps to follow if you’ve been in an accident.

How to Properly Handle a Car Accident 

Pull Over & Assess the Situation 

First, get your car safely out of the way of traffic if possible, and check to see if you or your passengers have any injuries. If so, it’s essential to seek medical attention right away. This will not only be vital to your recovery, but it will also serve as evidence if you decide to file a personal injury claim later.

Make a Police Report 

Next, you should call the police and request that they come to the scene of the collision. Though you aren’t legally obligated to report accidents resulting in damages under $1,000 in Nebraska, it’s wise to make an official police report. This can help your insurance company determine fault and provide proof of liability if you choose to seek compensation from the other party involved. 

Gather Information 

insuranceInformation from the accident scene helps your insurance claim go smoothly. Get the name, contact information, and policy details of everyone involved in the collision. Record witness testimonies, what the driving conditions were at the time of the incident, and how much damage was done to each vehicle. Take photos of the scene, the positions of the vehicles, and your injuries. 

Call Your Insurance Company 

Notify your insurance provider of the accident as soon as possible. This will start the claims process quickly, so you can get back on the road soon. Your insurer will ask for your policy number or other identifying information, the registration number of the vehicles involved, and the other driver’s contact and insurance details.


No matter how careful of a driver you are, accidents happen. For this reason, you need adequate insurance. The professionals at First State Insurance Agency will help explore all your coverage options and ensure your policy protects you as needed. They offer residents throughout Nebraska, high-quality coverage options at competitive rates. Call (402) 979-7585 to request an auto insurance quote, or visit them online to see the different types of coverage they have available. 

Other Announcements, Events and Deals from First State Insurance Agency
3 Factors That Impact Farm Insurance Premiums, David City, Nebraska
As a farm owner, you want to protect your property from the unexpected. However, to get the best possible deal on farm insurance, you need to know which factors influence the cost. A...read more
How to File a Claim After a Spring Storm, David City, Nebraska
Spring has arrived in Nebraska, which means that thunderstorm and tornado season has begun as well. While you hope winds, hail, and lightning won’t affect your house, your homeo...read more
5 Types of Auto Insurance Your Policy Should Include, David City, Nebraska
Most states legally require drivers to carry some form of auto insurance. However, when you start shopping for coverage, you will quickly find there are a number of options available...read more
What Kind of Insurance Does a Small Business Need?, David City, Nebraska
Every small business faces a number of potential threats, from weather and fire to lawsuits and theft. To protect your company and give you peace of mind, you need a busine...read more
3 Aspects to Consider When Comparing Insurance Quotes, David City, Nebraska
Your home insurance policy protects your most valuable asset, while also extending an umbrella of coverage over every aspect of your life. Whether you’re buying a home or it’s time t...read more