Whether you’re shopping for home, renters, commercial, or car insurance quotes, it’s wise to receive guidance from an industry professional. However, you will need to determine whether you wish to work with an independent insurance agent who has the ability to sell products from multiple companies or a captive agent who only represents one insurer. This isn’t a decision to take lightly, as not all agents are equipped to provide you with the same level of service. Below are some of the top benefits of using an independent versus captive agent. 

3 Reasons to Choose an Independent Agent Over a Captive Agent 

1. Personalized Service 

An independent insurance agent will always provide personalized service. They make the effort to get to know their clients and their unique needs so they can make the most suitable policy recommendations. They will walk you through the entire shopping process while explaining what each type of coverage does and does not include. This will ensure you fully understand the ins and outs of your policy and protection. 

2. More Product Options 

Because captive agents can only give you information on whatever products their company happens to offer, they may not be able to meet all your coverage needs. In contrast, an independent insurance agent will allow you to take advantage of one-stop-shopping. Since they work with a number of insurers, they can offer a variety of products. They can easily find any type of personal or commercial policy you’re looking for. This is more convenient, as it prevents you from having to spend time getting home, renters, commercial, or car insurance quotes from several providers.    

3. Better Rates 

Independent insurance agents can typically find their clients better coverage rates than a captive agent can. This is because they have access to home, renters, commercial, and car insurance quotes from numerous companies who are all competing for your business. They will take care of all the legwork when it comes to comparing policies and prices to identify which provider offers the most ideal combination. They will also provide advice on different money-saving strategies.

The insurance agent you select to help you make such crucial financial decisions is just as important as the coverage you purchase. For over 30 years, the independent agents at Accredited Insurance Group, Inc. have provided the residents of Omaha, NE, with quality products while ensuring they’re getting the best possible value for their money. They offer sound advice that makes it easy for clients to purchase protection with confidence. Contact them at (402) 334-1780 to request your home, renters, commercial, or car insurance quotes today, or visit their website for more information.