When you purchase a new car, it normally comes with a warranty covering mechanical repairs for a period of miles or months. Most people are aware of the warranty but don't understand how to make the most of it. Below, 1st Choice Insurance, the premier car insurance company in Fairfield, OH, offers some suggestions to help you take advantage of the terms of your car warranty.

Tips to Help You Maximize Your Car's Warranty

Understand What's Covered

The first step is to read the warranty carefully to learn what is covered and for how long. Many standard warranties last until the car is either three years old or has accumulated 36,000 miles. However, yours may vary by make and model, and the manufacturer may offer various systems different coverage on the same car. For instance, the drive train or power train warranty on some vehicles—covering the engine, transmission, driveshaft, axles, and wheels—lasts much longer than the bumper-to-bumper coverage.

Don't Wait to Schedule Repairs

During the first year of ownership, take your car in for repairs any time you sense something is wrong. If you notice the car shimmying slightly or you hear a rattle or squeak while driving over bumps, have it checked out early. Don't wait, because small failures can worsen over time and large problems may emerge after your warranty has expired. Don't let this happen. However, be aware that collision or roadway damages are covered by your car insurance company, not by your warranty.

Have the Car Serviced Regularly

Follow your manufacturer's recommended service schedule to the letter. Schedule oil changes, tuneups, coolant flushes, and other maintenance tasks according to the owner's manual. If you fail to maintain the vehicle properly, it could void your warranty and cost you money on repairs.

Schedule an Inspection

As the expiration date of your warranty nears, it's a good idea to have your car inspected by an experienced mechanic. They might diagnose problems you can have repaired before the warranty runs out.

Even if you maximize your warranty, it only covers mechanical failures, not accidents. To fully protect your vehicle, contact a reputable car insurance company about coverage. 1st Choice Insurance in Butler County specializes in SR-22, high-risk, and motorcycle insurance to keep drivers on the road. Visit their website to request a car insurance quote, and call (513) 860-0666 to schedule an appointment with an agent.