When disaster strikes, your insurance policy may prevent financial hardship. But how can you tell you have the right coverage? Online quote generators and other automated tools might make pricing policies seem easy, but their recommendations usually won’t be tailored to your needs. Fortunately, insurance agents have the expertise to guide you through the process, find every qualifying discount, and ensure you have the necessary coverage.

4 Qualities of the Best Insurance Agents

1. Years of Experience

Typically, the longer an insurance agent has been working in the industry, the better advice they’ll be able to offer. An experienced professional knows how to save money without sacrificing coverage and which carriers offer superior service.

2. A Reputation for Quality

Before meeting with an insurance agent, do some research to find out what other clients have to say about their options, rates, and the attention they provide. Past performance is never a guarantee of a successful outcome, but an agent’s reputation can give you an idea of what to expect.

3. Responsiveness

Insurance agents don’t just help you choose a policy; they’re also there to answer questions and help you file a claim. The best professionals respect your time and needs and will respond quickly to phone calls and emails.

4. Independence

Some professionals only sell policies from a single company, which means they may not be looking out for your best interests. Independent agents, on the other hand, work with several different carriers, giving them a wider range of choices and the ability to help you select the best policy for your needs.

As a member of the Trusted Choice® network, Kleppinger Insurance, LLC, offers Bethlehem, PA, residents a variety of policies from some of the best insurers in the nation. Whether you’re looking for auto or home coverage, they have the training, expertise, and client-focused approach to ensure you’re protected against the unexpected. Follow their Facebook page for more professional tips and advice, and call (484) 357-1485 or visit them online to speak to an insurance agent and request a quote.