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When filing an insurance claim, you want to receive full compensation for your injury or loss. However, claims adjusters look for ways to pay as little as possible. If you receive a settlement offer that is much less than what you expect, here are reasons why and what you can do about it.   

 

Why the Offer on Your Insurance Claim Is Low

 

Insufficient Supporting Evidence

Insurance companies base settlement offers for personal injuries on documentation such as medical bills, proof of lost wages, and estimates for property damage repair. If paperwork is incomplete or does not support the full extent of the insurance claim, insurers make low offers.  

Harmful Information

Insurance companies look for information from sources including conversations and social media to justify low offers. Individuals who tell adjusters they feel fine, or post photos or videos online showing themselves engaged in vigorous activity during their recovery period give insurers damaging evidence.

Preexisting Injuries

insurance-claim-Sparta-WIPeople with previous injuries, such as to the neck or back, who suffer reinjury often receive low offers from insurers. Companies take the approach that the individuals are merely complaining about their old injuries instead of acknowledging them as new or aggravating ones.  

No Personal Injury Lawyer Representation

When injured individuals pursue insurance claims without hiring personal injury lawyers, insurance companies make lower offers. Lawyers ensure all documentation is complete, present evidence in its best light, and negotiate settlements for their clients that are more favorable than what unrepresented individuals receive.

 

Hiring an experienced personal injury lawyer increases the chance of obtaining the best outcome in an insurance claim. At Arndt Buswell & Thorn SC in Sparta, WI, skilled personal injury lawyers backed by more than 25 years of experience are dedicated to protecting their injured clients’ interests. From the first phone call to the last handshake, these attorneys focus on securing full compensation for their clients. Visit the firm website now for more about their practice areas, including estate planning and bankruptcy, or call (608)269-1200 to schedule a free consultation.

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