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Whether it’s a cabin in the woods or a lakefront home, having an intimate getaway is ideal for summer and winter vacations. If you want to protect your investment, consider seasonal property insurance to cover your home away from home. Here’s why it pays to have this important type of coverage.

Why Vacation Homes Benefit From Seasonal Property Insurance

1. Guards Against Natural Disasters

Weather is often unpredictable, and your vacation home, just like a permanent home, is susceptible to damage caused by rain, ice, wind, and hail. To help guard against storms and other natural perils, seasonal property insurance pays for repairs to roofs, interior rooms, and outside surroundings.

2. Replaces Stolen Items

property insuranceCoverage can also extend to theft and vandalism. If your vacation home is burglarized while you’re not there, most policies will replace stolen items. These can include flat screen televisions, furniture, and appliances. Depending on the insurance plan, the replacement value is typically determined by the value of the item when it was stolen.

3. Provides Bodily Injury Protection

It’s fairly common for vacation homes to have boats, ATVs and jet skis stored on the premises. Unfortunately, some homeowners insurance policies may not offer enough coverage for injuries sustained by guests on these recreational equipment items. Seasonal property insurance expands protection beyond these limits. The extra coverage will pay for medical expenses for guests but not policyholders.

 

You’ve invested in a personal vacation home. Why not protect your investment with comprehensive seasonal property insurance? Integrity Insurance Solutions in San Marcos, TX, is your trusted source for affordable and reliable coverage. The Better Business Bureau® A+ ranked firm is an independent agency, which means it will shop for the best rates from some of the nation’s leading carriers. To learn more about securing your vacation home, call (512) 396-2211 to speak to a friendly agent. Visit the website for information on the complete lineup of insurance products.

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