Your insurance policies provide crucial protection you can’t do without, covering everything from your car to your home and all of your assets. However, the industry can be complex, so finding the perfect policy that offers adequate coverage without overspending on premiums can be difficult. Below are some do’s and don’ts that will help you find the best insurance agent to guide you through the process.

Do:

Ask for referrals.

While online review sites will give you an idea of what to expect from a particular office, word-of-mouth is still the best way to find an insurance agent. Friends, family, co-workers, and professionals in other fields can be a valuable resource, so ask if they’re satisfied with the services they’ve received from their agent.

Look for experience.

While new agents may be capable of providing excellent service, it’s best to seek out an agency that has several years of experience. Agencies with an established track record will have the expertise to find the best policies for your situation and a reputation for service you can trust.

Don’t:

Hire the first agent you meet.

Each insurance agency has different resources and their own approach to choosing policies, which can have a dramatic impact on your rates. Before choosing a provider, meet with several offices first and look for someone who provides the level of service you need.

Use online quote tools.

Websites and quote generators may make collecting insurance quotes seem easy, but the policies these programs recommend won’t be tailored to your unique needs. Because having the right coverage is so important, choosing a policy usually requires a human touch.

Since 1970, Coggeshall-Simmons Insurance Inc. has been serving customers throughout southeastern Ohio, building their name on exemplary service and comprehensive coverage. With offices throughout the area, their agents are standing by to serve as your adviser. Visit their website to find your nearest location now, or call (740) 667-3111 to speak with someone at their location in Coolville. To contact their Belpre office, call (740) 423-7871, or dial (740) 949-3138 to schedule an appointment in Racine.