High Point, North Carolina
2106 W English Rd
High Point, NC 27262

What Are the Risks of Dropping Full Coverage Car Insurance? August 13, 2018

High Point, Guilford
What Are the Risks of Dropping Full Coverage Car Insurance?, High Point, North Carolina

When it’s time for drivers to select or renew their car insurance policies, it may be tempting to choose a cheaper alternative. This is especially true for full coverage plans, as these are usually more expensive. However, the reality of downgrading carries several costly risks. Here are a few consequences to consider if you plan to drop full coverage car insurance.

The Risks of Dropping the Full Coverage on Your Car Insurance

Loss of Theft Recovery

If your car or truck is stolen, the insurance provider will not pay for a replacement. A full coverage policy includes comprehensive protection, which covers vehicle theft and vandalism. Without this feature, policyholders will be responsible for paying out of pocket.

No Weather Damage Repairs

car insuranceDropping full coverage will also eliminate protection against weather-related damage. This includes fallen tree branches, hail, ice, wind, and other natural disasters. Without the coverage, drivers may have to shell out funds for broken windshields, dented hoods, and other repairs.

Loss of Special Road Services

If you drop full coverage, you’ll also lose special road services. With full coverage, most policies provide towing and roadside assistance. Standard comprehensive plans typically allow policyholders to use rental cars while their vehicles are being repaired. Without coverage, all of these essential services go away.


Driving without full coverage car insurance carries costly risks. The standard plan provides protection against theft, natural disasters, and liabilities caused by the driver. Let the professional team at Zimmerman Insurance Agency in High Point, NC, help you secure affordable coverage for your vehicle. The state’s premier insurance broker works on your behalf to find customized protection from the nation’s leading carriers. Call (336) 883-6512 for free, no-obligation insurance quotes. Visit the website for information on the agency’s complete suite of services. You can also connect with their expert team on Facebook.

Other Announcements, Events and Deals from Zimmerman Insurance Agency
When Should Young Drivers Purchase Their Own Car Insurance?, High Point, North Carolina
Teen drivers are usually included in their parent’s car insurance policies. However, many parents question when young drivers should get insurance of their own. While the process dif...read more
Stay Warm In This Cold Weather, High Point, North Carolina
Stay warm with these cold temperatures.  Keep the heat on in your house and call Zimmerman Insurance to get a HOT quote on your homeowners insurance, auto insurance, motorcycle ...read more
Why Auto Insurance Is Essential During Winter, High Point, North Carolina
Although automobile insurance is important year-round, unique conditions make it even more crucial during winter. From rain, snow, and ice to poor visibility, winter drivin...read more
What You Should Know About the Holidays & Your Homeowners Insurance, High Point, North Carolina
The excitement of the holiday season is often chaotic, sometimes leading to serious accidents that can turn your celebrations into a disaster. Along with extreme weather the season u...read more
5 Ways to Winterize Your Home This Season, High Point, North Carolina
With the winter season near, it's time to consider how you'll prepare your home for the colder weather. From sprinkles of snow and colder temperatures to ice and strong winds, your h...read more