Auto insurance is rarely one size fits all. While Georgia has minimum coverage requirements that all drivers must follow, there are options policies that can boost protections exponentially. Dozier Insurance Agency in Dawson, GA, explains the different types of auto insurance coverage you can purchase and how a comprehensive car insurance policy can benefit you.

Liability Insurance

In the event you’re at fault for an accident, liability coverage is key. This insurance pays for property damage or medical costs incurred by other drivers as well as funding lost wages in some instances. You’ll need to have the sufficient amount of liability coverage specified by your state.

Uninsured or Underinsured Motorist Insurance

You may also be involved in an accident with a driver lacking the proper coverage. That’s why some people elect to implement uninsured/underinsured motorist insurance, which covers costs related to negligent drivers. This insurance extends to bodily injury as well as property damage.

Comprehensive or Collision Coverage

If your vehicle is damaged by anything other than a collision (such as a falling tree branch during a storm), comprehensive coverage will cover the cost for repairs. It can also help in the event your vehicle is stolen. Unfortunately, a standard liability policy will be of no help if theft occurs, which could leave you footing the bill for repairs or even replacement. Collision coverage offers funding for damage caused by collisions with anything other than another vehicle (such as sideswiping a fence or hitting a parking barrier).

Do you need help finding the right selection of auto insurance to protect you and your vehicle? If so, Dozier Insurance Agency can help you select the right insurance for your specific needs. These experienced agents offer great rates and unbeatable customer service, which is why so many residents in Dawson, GA, trust in their guidance when protecting the things that matter most. If you’d like to get an insurance quote today, speak with an agent by calling (229) 995-2040. You can also learn more by visiting their website.