Once you've secured a home loan, you have a concrete idea of what kind of house you can afford. The next step is finding the ideal dwelling for your family. Landing on the perfect combination of location, size, and price can be difficult. The team at Movement Mortgage in North Haven, CT, share some of their tips for first-time house-hunters.
You've Secured a Home Loan—What's Next?
1. Make a Priority List
Before starting the hunt, assess what qualities are must-haves for the new home. Maybe it's a certain number of bedrooms, an open floor plan, or a large yard. Location may also factor in, as this will affect what school district your children attend and how far you must commute to work each day. Check each house against the list to rule out options that don’t suit these needs. If the properties that tick every box are out of reach, budget-wise, reassess what features are negotiable.
2. Determine How You Would Use the Space
If you've narrowed it a few homes, do another walk-through and see how you would use each space. Take measurements and evaluate storage areas as well as living spaces. Envisioning how your furniture and belongings would look and fit into the new home will help you assess the best fit.
3. Hire an Inspector to Double Check
While homes can look beautiful on the outside, there can be costly problems under the surface. Have an inspector do a thorough check to uncover hidden issues such as leaks or problems with the foundation.
If you're looking to begin the house search and are in need of a home loan, visit Movement Mortgage in North Haven, CT. With extensive experience in the residential mortgage and home refinancing industry, they are dedicated to helping you find the most cost-effective option for your next stage of life. Ranked as the fastest growing mortgage bank by Inc. 500, the team ensures each client gets individualized care and service. To speak with an agent today, call (203) 215-5133 or visit their website to learn more about how they can help in your home search.