Medicare remains an invaluable resource for people that have difficulty getting health insurance. It covers a variety of services; however, many people aren’t entirely sure what they are. Mary Marshall Medicare – Independent Broker of Lakewood, CO, understands that Medicare can seem confusing at first and wants to explain what Medicare Part A covers. By having a full understanding, you’ll know the benefits you’ll receive.

What Is Medicare Part A?

Medicare Part A is considered “hospital insurance.” This means that it specifically relates to inpatient care, such as hospital stays and periods at a nursing home, hospice, or rehab center. It also applies to some home health care services, which is especially helpful for seniors over 65 that are collecting retirement benefits and qualify for Medicare Part A. On a micro level, Medicare Part A covers the essential parts of hospital care, such as meals, rooms, nursing services, and any medications provided during your stay. It doesn’t cover amenities such as a private room or private services. When it comes to home health care services, Medicare Part A will cover physical, speech, and occupational therapy, part-time home health aide assistance, and medical equipment. However, these have to be ordered by a doctor and deemed medically necessary.

How Do I Get Medicare Part A?

Medicare Part A is reserved for people 65 and older, people living with disabilities, and those with End Stage Renal Disease. If you meet these qualifications, you can enroll through Social Security online or at your local office. The process can be complicated, however, and appealing any denials can take months. It’s best to work with a professional broker. They have the knowledge and experience to ensure you secure coverage.

If you need assistance enrolling for Medicare insurance, turn to Mary Marshall Medicare – Independent Broker. She’s helped seniors throughout the greater Denver area get the medical coverage they need and will work through each step of the application process with you. Call (303) 241-6665 today to schedule a consultation and visit her website to learn more about Medicare Part A.