Mortgage lenders will almost always require a home inspection before they approve a purchase, but ultimately the cost of paying for it falls on the buyers. While it may seem like a burdensome chore, a home inspection actually provides extremely valuable information, so it helps to know exactly what you're paying for when you hire the inspector. The certified home inspectors at InspectorUSA, Inc., serving eastern and central Kentucky, want you to understand how important an accurate property condition assessment is, and why you should invest in a reputable, highly experienced inspector.
During the inspection, a trained professional will inspect all the visible spaces in the house, looking for safety issues, signs of structural problems, and evidence of pest infestations. These reports will alert you to potential problems with the house, which can wind up saving you a great deal of money. If significant problems are detected, you can either walk away from the deal or negotiate a lower price to compensate for the price of repairs.
Banks require home inspections for the same reason—they want to be sure that the house is sufficient collateral for the loan. As a buyer, you also want to be certain that you're not overpaying for a home that has serious structural defects, equipment that is near the end of its life, or burdened with health hazards like mold or lead paint.
Home inspections are too important to trust to anyone but the best, so visit InspectorUSA, Inc. online or call (859) 420-4872 to schedule yours today.