When your home experiences a major storm, strong wind, rain, or hail can cause significant damage. In these scenarios, many homeowners are left wondering if their insurance policies provide coverage for the aftermath. The water mitigation experts at Dalmation Cleaning and Restoration, based in St. Louis, MO, frequently work with insurance companies when they provide cleanup services. Here, they combine their knowledge to help you understand what your insurance will likely cover.
Will Your Insurance Cover Water Mitigation & Storm Cleanup?
Thunderstorms & Rain
When your home experiences damage from severe thunderstorms, they typically involve heavy rains and lightning. When rain showers are heavy or occur multiple days in a row, they can lead to water damage in the form of roof leaks or damage to the foundation. For instance, if water seeps into the ground around the building’s foundation, it may cause cracks to form. Thankfully, most insurance policies will help pay for repairs of such sudden water damage.
During a thunderstorm, your home is also at risk of experiencing a lightning strike. The resulting damage may occur due to fire, smoke damage, or power surges that impact electronic appliances. Though limits may apply depending on your policy, most insurance companies offer some type of coverage to protect your belongings from a lightning strike.
Additionally, tornadoes involve extremely strong winds, which are capable of ripping off roof shingles or damaging siding. Plus, they can even cause trees to fall onto the home and severely compromise its structural integrity. If your home experiences damage from tornadoes, your insurance policy should help you pay for the disaster restoration services you’ll need.
If your home has experienced any damage from major storms, don’t hesitate to reach out to the water mitigation experts at Dalmation Cleaning and Restoration. With more than 30 years of combined experience, their team of professionals offers a variety of services, ranging from flood clean-up to mold remediation. To request a free estimate, give them a call at (314) 423-0101. You can also find testimonials online and like them on Facebook for the latest news and updates.