Cookeville, Tennessee
1520 E. Spring St., Suite B
Cookeville, TN 38506
(931) 526-2104

4 Reasons to Purchase Renters Insurance August 6, 2018

Cookeville, Putnam
4 Reasons to Purchase Renters Insurance , Cookeville, Tennessee

Renters who are moving into a condo or apartment often must consider whether to purchase a renters insurance policy. While these policies can be a lifesaver in the event of unexpected accidents or emergencies, renters are often tempted to skip purchasing one if they’re not explicitly required. Here are a few reasons to protect your belongings and apartment with this coverage. 

4 Benefits of Renters Insurance

1. Theft Protection

While the best property management companies take proper measures to ensure tenant safety, a renters insurance policy can provide protection from theft. In the event of a robbery, your provider will reimburse you for any lost personal belongings up to a certain dollar amount.

2. Fire Protection

apartmentsHaving this policy will also provide peace of mind following a fire. This can include reimbursing you for the value of damaged personal belongings and covering the costs of hotel and food if you need to be temporarily relocated after the incident.

3. Personal Liability

Unfortunately, renters are held liable for any damages they cause to their condos or apartments, including accidental fire. These costs can be astronomical, particularly if the damage affects multiple tenants or the entire building. A renters insurance policy can be a lifesaver in this situation, saving you thousands of dollars and a lot of stress.

4. Visitors’ Injuries

This coverage can also provide protection from injuries visitors incur while in your unit. For instance, if a guest slips and falls in the kitchen, you may be charged for their medical and legal bills if they choose to seek retribution. With a renters insurance, the insurer can cover some of these costs for you.


With these tips, you’ll be well-equipped to protect your belongings and apartment. If you’re looking for a new place to live before signing a renters insurance policy, contact Buckner Properties in Cookeville, TN. Their staff is dedicated to helping you find the right property and will ensure you find the perfect place to rent. Call (931) 526-2104 to set up an appointment with a real estate agent. Visit them online for up-to-date listings of their apartments and homes for rent.

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