Chama, New Mexico
457 S Terrace Ave.
Chama, NM 87520
(575) 756-2197

What Type of Insurance Coverage Do College Students Need? August 6, 2018

Chama, Rio Arriba
What Type of Insurance Coverage Do College Students Need?, Chama, New Mexico

When preparing to send your child off to college, there are a number of tasks to check off the to-do list. From shopping and packing to selecting the right renters and auto insurance policy, there are several ways to ensure your college student arrives at their school safe and sound. Here’s what you should know when applying for coverage.

What Are the Benefits of Auto Insurance?

auto insuranceIf your college student will be taking a car with them to school — whether a brand new one or an old hand-me-down — auto insurance is legally required. Look for policies that include roadside assistance, which provides 24-hour emergency coverage if your vehicle breaks down. This means with just one call your college student will have help with debilitating car issues, including towing, lockout services, help with flat tires, and fuel delivery. Auto insurance with roadside assistance gives you peace of mind when thinking about your child on the road in a new city.

What Are the Perks of Renters Insurance?

If your child is opting for their own housing instead of a dormitory, look into renters insurance to ensure they’re covered for any disaster. It’s a common misconception that landlord or building owners are responsible for your items should they become ruined or stolen. In fact, their policies typically cover building damages — not personal ones. Renters insurance is relatively affordable and provides coverage for a multitude of scenarios, including disaster or robbery. Providing your child with renters insurance while they’re away at school offers them coverage in the event something bad occurs — and makes it easier to replace those big-ticket items.


Preparing to send your child to college can be stressful, but selecting the right renters and auto insurance policies can provide your student with the backup plan they need. Alcorn Insurance Agency is located in Chama, NM, and offers a number of valuable coverage options to families in Rio Arriba County. Whether you’re sending your child off to college and need reliable auto insurance or are looking for coverage for your first home, these professionals have the experience to match you with the right policy. To learn more about this company, visit their website or call (575) 756-2197.

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