Most employers are required by state law to carry workers’ comp insurance, which is designed to provide benefits for employees who have experienced an injury while performing their job duties. However, not all injuries are covered under workers’ compensation, so if you’ve been hurt at work, it’s important to identify whether or not you’re eligible to receive benefits before filing a claim. Having handled many workers’ comp cases over the years, the attorneys at Padgham Law Firm in Hot Springs, AR, can help determine when employees are entitled to benefits. Below, they explain how to make the distinction between compensable and non-compensable injuries.
Injuries Covered by Workers’ Comp
Workers’ comp covers injuries that occur during the course of employment. Although the most common claims arise from one-time accidents that happen at the job site, this isn’t an exclusive requirement. You might also be entitled to benefits for a medical problem that develops over time because of workplace conditions. Additionally, a work-related injury might include those that happen in a company vehicle or at social events hosted by your employer.
There are some instances in which work injuries are not compensable under the law. Typically, you will not be able to collect workers’ comp benefits if you are injured as the result of a criminal activity, a violation of the company policy, self-inflicted harm, drug or alcohol intoxication, or a pre-existing condition. Injuries received while commuting to and from your job are also generally not covered.
Workers’ comp laws are complex, and even deserving employees can have problems getting approved for benefits. If you need assistance proving a compensable injury, don’t hesitate to seek legal advice from Padgham Law Firm. They will help you explore your options and fight for your right to receive the income replacement you need to cover medical expenses and lost wages. Call (501) 624-3300 today or visit them online to learn more about their experience and services.