If you were injured at work, you may be entitled to certain benefits while recovering. In the state of New York, for instance, workers’ compensation includes essential medical care and a portion of any lost wages. To secure these funds, though, you must file a successful claim, and navigating the insurance proceedings can be challenging, especially when coping with serious injuries. It’s natural to have many questions along the way; here are answers to a few FAQ on the subject to help you get started.
Common Concerns if Injured at Work
How Long Do You Have to File a Claim?
In New York, for instance, injured employees should notify their manager of the incident in writing and then complete an Employee Claim (C-3) form as soon as possible. You must typically report any injuries within 30 days and any occupational diseases within two years of learning they were likely related to the job.
What If the Injuries Prove to Be Fatal?
If a loved one dies after getting injured at work, you may file a Workers’ Compensation Death claim. If successful, it will provide indemnity benefits and up to $6,000 for funeral and burial expenses. Depending on the circumstances, you may also have grounds for a separate wrongful death claim.
Do You Have to See a Certain Provider for Medical Care?
For workers’ compensation to cover the medical expenses, you must see an approved health care provider. You can find a list of authorized providers online; for instance, in the state of New York, it will be on the Workers’ Compensation Board website.
Can You Appeal a Denial?
If a claim is denied, you have the right to file an appeal; however, you must do so in writing within 30 days of receiving the decision. You will then go before a panel of three judges to state your case without submitting any new testimony.
Although these answers may help you begin the claims process, it is wise to hire an attorney after being injured at work. Daniel R. McComb Attorney at Law will ensure you do not miss any important deadlines or make critical mistakes that jeopardize the claim. Based in Batavia, NY, this lawyer has been representing accident victims for over 35 years. Schedule an initial consultation today by visiting the website or calling (585) 343-2250.