Auto insurance is a significant expense for vehicle owners, which makes it important to get the lowest rates possible on the policy you need. Although many factors that determine your premiums are out of your hands, there are some easy ways you can save money on your car insurance. The team at Ohio Insurance Center Agency, located in Cincinnati, OH, discusses how to save money on your insurance.

3 Ways to Save on Your Auto Insurance Policy

1. Keep Up With Proper Maintenance

Drivers who file an auto insurance claim usually end up paying more for their insurance. Although you cannot avoid all accidents, making sure your vehicle is maintained will reduce your risk. It is important to have responsive brakes and tires that are in good driving condition. Also, make sure your engine is regularly maintained, and the fluid levels are checked periodically to keep your car running smoothly.

2. Improve Your Credit Score

Most insurance companies use credit scores to determine auto insurance premiums. Those with better scores tend to pay lower premiums, so improve or maintain your score by paying all your bills on time and not missing any payments. You should also review your credit report to determine if any errors exist.

3. Avoid Speeding Tickets

Speeding tickets often raise your car insurance rates. When you receive a ticket for speeding or another mild violation, your insurance company may view you as a risky driver. As your violations increase, your rates will rise, too. Focus on driving carefully, and obey traffic laws to limit your driving record.

The team at Ohio Insurance Center Agency has over 40 years of experience helping their clients get auto insurance policies, regardless of their driving history. Their agents will work with you to find coverage that makes sense for your vehicle, driving history, and dependents. Call (513) 522-6300 to speak with an agent about your coverage needs, and visit them online to learn more about their high-risk auto insurance policies.