Online quote tools and aggregator websites make buying insurance seem easy, but these automated programs have their limitations. How can you be sure you’re buying enough coverage, and does the policy have any exclusions you should know about? A skilled insurance agent provides professional insight and effective guidance, walking you through the options to find a policy tailored to your needs. For the best results, look for an agent with the following qualities.

3 Characteristics of the Best Insurance Agents

1. Independence

Some insurance agencies only sell policies from one company and might have incentives to push products that might not be right for you. Independent insurance agents, on the other hand, work with a wide range of carriers, giving them more options to choose from. Because they work for you and not the insurers, you can be confident they’ll find the ideal option and work to ensure you get every discount available.

2. A Range of Services

Many agencies focus on a few specialty types of coverage, while others provide a wide range of products. In general, you’ll get better service and lower rates if you can buy all of your insurance from a single agent who has a good understanding of your needs and lifestyle.

3. Experience

The insurance world is complicated, so you’ll be better off with an agent who knows their way around. Agents with years of experience have an in-depth understanding of how the industry works, along with a reputation in the community for the quality of their customer service.

As one of Chama, NM’s most respected independent agencies, Alcorn Insurance Agency provides the best policies from some of the nation’s top carriers. Their independent insurance agencies have over 35 years of combined experience providing individualized attention to clients throughout the area. Call (575) 756-2197 or visit their website to request an insurance quote today.