Tremonton, Utah
305 E Main St.
Tremonton, UT 84337
(435) 257-3829

4 FAQ About Teen Drivers & Car Insurance July 6, 2018

Tremonton, Box Elder
4 FAQ About Teen Drivers & Car Insurance , Tremonton, Utah

Learning to drive is easily one is the most exciting milestone for teenagers. For parents, the transition can be a bittersweet mix of joy and anxiety. Luckily, a sound car insurance policy offers peace of mind against the unexpected. Here’s what parents should know about coverage involving teen drivers.

Teen Car Insurance Coverage Questions

Is It Cheaper to Add a Teen to an Existing Policy?

It will likely be more expensive for parents to add teen drivers to their existing car insurance policy rather than securing new coverage for them. A professional insurance agent is your best source to compare the two options to see which one will be cheaper.

Will the Teen’s Car Choice Affect the Parent’s Coverage?

car insuranceThe type of vehicle the teenager drives may affect their parent’s premium payments. Insurance providers use historical data to track vehicle claim submissions and accidents. Certain cars and trucks have a higher potential to be involved in accidents, which could result in higher car insurance coverage. Before buying your teen a vehicle, check with your insurance agent on its claim and accident records.

How Can Parents Lower Their Coverage After Adding Teen Drivers?

Teenage drivers are eligible for several discounts. Some popular examples include discounts for earning good grades in high school and college. Many car insurance providers will also reward teens for having clean driving records and passing an approved driver’s safety course. Teen drivers who have vehicles with anti-theft and safety equipment installed may be eligible for additional discounts.

Do Parents Need to Add Drivers With Learner’s Permits?

In most states, teen drivers with learner’s permits do not need to be added to their parent’s existing policy. They are typically covered until they receive their regular driver’s license. Check with your car insurance agent about car insurance requirements in your state.

 

Brent Layton - Farmers Insurance Group in Tremonton, UT, is your trusted source for affordable and comprehensive coverage for your teen drivers. He will gladly answer any additional questions you have about car insurance requirements and coverage. To get started, call (435) 257-3829 for a free, no-obligation quote. You can also request a quote online and learn about other services to protect you and your loved ones.

Other Announcements, Events and Deals from Brent Layton - Farmers Insurance Group
Why You Should Invest in a Guaranteed Funeral Plan, Tremonton, Utah
The process of planning a funeral can be a stressful period in addition to a time of grieving. With the cost of a proper service and burial increasing year after year, it can be diff...read more
3 Reasons to Update Your Medicare Coverage, Tremonton, Utah
For those eligible to sign up for Medicare, open enrollment ends December 7. That is the last day you have to register, drop, or change a plan for 2019. If you’re already covere...read more
What to Expect When Applying for Life Insurance, Tremonton, Utah
Buying life insurance can seem like a daunting task if you aren’t sure what the process entails. Knowing what to expect when you apply can help eliminate confusion and allow you to m...read more
What's Covered by Homeowners Insurance?, Tremonton, Utah
When it comes to protecting your home, a solid homeowners insurance policy will help keep the things that matter most safe. However, if you’ve never filed a claim or only purchased a...read more