Woods Park, Nebraska
3130 O Ste B
Lincoln, NE 68510
(402) 477-0900

How to Buy Affordable Auto Insurance for Your Teen Driver July 13, 2018

Woods Park, Lincoln
How to Buy Affordable Auto Insurance for Your Teen Driver, Lincoln, Nebraska

Because they are inexperienced drivers, the risk of teenagers getting into accidents is higher than it is for any other age group. Therefore, the cost of adding a teenager to your auto insurance policy can be expensive. To help you get the best coverage possible while minimizing your payments, Allstar Insurance in Lincoln, NE, offers some suggestions below.

3 Tips for Buying Auto Insurance for Your Teen Driver

1. Shop Around

To maximize coverage and minimize your premiums, it's a good idea to request quotes from three or more insurers. Even if you discover it's cheaper to simply add your child to your existing policy, it's nevertheless important to explore what's available.

auto insurance in Lincoln, NE2. Ask About Discounts

Many insurers offer discounts for vehicles with built-in safety or anti-theft devices. Others offer reduced rates for teens who maintain a good grade point average or earn a place on the honor roll or dean's list. Lastly, if your teen attends college, lives away from home, and only drives your vehicle during breaks from school, you can often get a reduced premium rate.

3. Consider an Independent Policy

Minor children must be added as a driver to their parents' policy, but if your child is 18 or 19, it may be beneficial to have them purchase a policy of their own under some circumstances. For instance, if they drive an old, low-value vehicle, it could be cost-effective to purchase only liability insurance on it while you maintain full-coverage on your own car.

The suggestions above should help you find affordable, high-quality auto insurance for your teen driver. For expert guidance, contact Allstar Insurance in Lincoln, NE. They can also help you purchase an SR-22 bond or motorcycle insurance. They've been in business for more than 20 years and offer invaluable advice and attentive customer service. Visit their Facebook page to view directions to their office, or call (402) 477-0900 to discuss your policy options.

Other Announcements, Events and Deals from Allstar Insurance
5 Tips for Taking Long Road Trips With Children, Lincoln, Nebraska
Whether you’re packing up the car to head to the Great Lakes or hauling an RV to the Grand Canyon, family road trips are a quintessential American experience in the summer. But while...read more
How to Get Ready for a Summer RV Adventure, Lincoln, Nebraska
A long RV trip with the family is a great way to spend the summer, giving you the chance to explore out-of-the-way places on your own schedule. As exciting and liberating as these tr...read more
A Beginner’s Guide to Motorcycle Safety , Lincoln, Nebraska
There’s nothing quite like the freedom of taking to the open road on a motorcycle. However, riders still need to take precautions to stay safe. From having motorcycle insurance to we...read more
4 FAQ About Motorcycle Insurance in Nebraska, Lincoln, Nebraska
Motorcycle insurance, like auto insurance, is a collection of different coverage types that protect against a variety of unfortunate circumstances. In many states, it is required by ...read more
A Small Business Owner's Guide to Auto Insurance, Lincoln, Nebraska
When you run a small business and drive a vehicle for both personal and professional use, it can be difficult to know whether you need to buy personal or commercial auto insurance. C...read more