Each summer, many people pack up their recreational vehicle (RV) and hit the road, whether to explore new states or relax in a familiar campground. If you're one of these fortunate vacationers, Aaron Insurance Agency in Dothan, AL, wants to help you protect yourself and your belongings against misfortune. Below, they explain why you should consider buying RV insurance before setting out.
Why You Should Purchase RV Insurance Before Your Summer Vacation
1. Protect Your Investment
An RV can cost tens of thousands of dollars. With that kind of monetary investment, it's important to protect your RV against damage due to collisions, storms, vandalism, and other unfortunate events.
2. Guard Against Liability
RV insurance pays for medical care and repairs if you are at fault in an accident that injures someone or damages their property. It also pays the legal costs arising out of the accident, including lawyer fees and judgment amounts.
3. Cover Your Belongings
You likely carry a number of personal items with you in—or on—your RV, including electronic devices, appliances, bikes, generators, and camping equipment. RV insurance covers the theft and damage of these items.
4. Pay for Medical Treatments
Medical treatment coverage pays the cost of medical care if you or a family member is injured during an accident. This coverage comes into play whether you or the other driver were at fault.
5. Guard Against Uninsured Motorists
Because your rig is both a motor vehicle and a home, the costs of repairs are often much higher than they would be for a car. Because of this, there is a risk that an at-fault driver might not carry enough liability insurance to cover the full cost of your repairs if they cause an accident. Uninsured and underinsured motorist coverage protects you in this event.
RV insurance protects you in a wide variety of ways, so it's an essential risk management tool. If you're planning an RV road trip this summer, contact Aaron Insurance Agency in Dothan for guidance and advice. They've been serving Houston County since 2000 and also specialize in watercraft and motorcycle insurance. Visit their website or call (334) 712-0777 to request an insurance quote from a friendly, knowledgeable professional.