Searching for insurance that is affordable, comprehensive, and will be there when it’s needed can be overwhelming. But it doesn’t have to be if you partner with an independent insurance agent. A captive agent works for just one carrier, which may put limits on getting you the policy you deserve. Essentially, independent professionals work on your behalf to get customized and budget-friendly protection for your home, cars, motorcycles, and other personal possessions. If you’re not convinced, below are several reasons to enlist this approach. 

3 Benefits of Working With an Independent Insurance Agent

1. Shop for the Best Rates

An independent insurance agent works with several carriers. This arrangement allows them to shop around for the best policy quotes so that their clients get affordable coverage. In addition, the agents do a side-by-side comparison of the plans to ensure the features complement monthly premium payments. Captive agents can only rely on the one insurance provider they represent. Unfortunately, the carrier may not offer the most competitive rates.

2. Provide Unbiased Guidance

When you partner with an independent insurance agent, you can count on unbiased advice. The best agents have extensive knowledge of each of the providers in their network. They know which ones have the better customer service reputations and fastest claim processing. As a result, the agent will provide honest and clear guidance on selecting the right insurance provider for their client’s needs. Captive agents are hired to promote their insurance company’s products and services only. It would be a mistake for them to say anything negative about what is presented to potential clients.

3. Assist With Claims Processing

Should you ever need to file a claim for damage to a home or vehicle, an independent agent knows how to navigate the paperwork. They understand industry jargon and will answer your questions along the way. Because the agents work with several insurance providers, they are intimately familiar with each one’s claim processing procedure. Captive agents will generally have to follow certain company protocols, which can result in delays.

If you’re seeking insurance to protect your homes and vehicles, you should expect affordable and reliable coverage. As an independent agency, Accredited Insurance Group in Omaha, NE, is 100% committed to being their clients’ trusted advocate. The locally owned firm always works hard to secure budget-friendly policies. For free quotes, call (402) 334-1780 today. Or, request a quote online and learn about the agency’s full suite of products and services there.