After your teen earns their driver’s license, it may be difficult for you to trust that they are safe on the road. Though they are licensed drivers, young motorists often pose a greater risk due to their inexperience. Fortunately, you can find peace of mind by encouraging safe habits behind the wheel and updating your auto insurance to cover your new driver. The team at Financial Strategies Group Inc. DBA Arlene Lear Insurance in Bolivar, MO, share their best tips.

Tips for Keeping Teens Safe While Driving

1. Practice

The biggest risk for young drivers is their lack of experience behind the wheel. While they practiced driving with you before passing their test, encourage them to continue their education with you in the passenger’s seat. From driving you to a doctor's appointment to dropping their sibling off at school, they will become a better motorist with increased guidance. 

2. Update Your Auto Insurance Policy 

Unfortunately, accidents can happen. Even if your teen isn’t at fault, coverage will ensure they receive the medical care they need and repair or replace the vehicle. As soon as your teen gets their license, call your insurance company to add them to your auto policy. Full coverage is often best because they're inexperienced, which increases their liability on the road. You should also teach them how to respond to an accident, such as calling appropriate authorities, contacting you, and filing a claim.

3. Be a Good Role Model

Teens learn what they see, so check your driving habits whenever they are in the car with you. Keep a healthy distance behind the car in front of you, and always come to a full stop. Avoid taking phone calls or texting to discourage distracted driving, and always wear your seat belt.

The first few months of driving for teens can be a bit nerve-wracking, but encouraging safe driving habits can help your young driver improve and avoid accidents. If you need to update your auto insurance policy, look to the team at Financial Strategies Group Inc. DBA Arlene Lear Insurance in Bolivar and Humansville, MO. For more than 40 years, they've offered an array of commercial, homeowners, and auto policies. They provide a personalized level of service to customize a policy that fits your needs. To learn more about their auto insurance coverage, visit them online, and call (417) 777-3000 for the Bolivar office or (417) 754-8377 for their Humansville location.