Workers’ compensation is a critical insurance program providing wage replacement and medical benefits to employees who have been injured or developed health issues related to their job duties. However, successfully filing a claim can be complicated, often leaving injury victims confused about when to do so and whether they should hire a workers’ comp attorney. The following do’s and don’ts will help ensure you receive all the benefits to which you’re entitled.

Do:

Notify your employer immediately.

Each state places strict time limits on an employee’s right to collect workers’ compensation. In Missouri, for example, those who fail to report their accident or medical diagnosis within 30 days may lose their ability to receive benefits, regardless of the extent of their damages. Waiting also creates opportunities for an employer to challenge the validity of your claim.

Seek medical care.

Many injuries take hours or days to fully develop, so always seek medical attention even if the symptoms are not severe. The doctor’s observations can also be powerful pieces of evidence linking any damages to the workplace accident.

Don’t:

Ignore the doctor’s advice.

If you’re awarded benefits, the workers’ compensation board may monitor your progress and the effort put into improving. Until the case concludes, it’s important to take your medication, follow the doctor’s advice, and attend all your medical appointments.

Sign anything without a workers’ comp attorney.

The insurer may offer a lump sum settlement that seems fair, but the agreement could cost you in the long run. Before signing a release form, settlement agreement, or any other document, consult with an experienced workers’ comp attorney about all the available options.

Have you been hurt at work? With over 75 years of combined legal experience, the team at Coyne, Cundiff & Hillemann, P.C., has the necessary expertise to protect your rights. From their offices in Lake St. Louis and Warrenton, MO, they’ve served injured workers throughout the area, building a reputation as one of the top three law firms in St Charles County. To speak with a workers’ comp attorney today, visit the website or call (636) 561-5599.