Funerals allow families to pay their respects and celebrate the life of a loved one who has passed. Especially during your time of grief, feeling as though you can’t afford to give that individual the service or memorial they deserve can be devastating. Fortunately, there are steps you can take to either ease the burden or cover the expenses. Below is a brief overview of options to consider.

Use Your Insurance

A life insurance policy provides families with financial assistance after the plan holder passes. It can help pay for funeral costs when money is tight, alleviating stress during the grieving period. Burial insurance is another option; these policies specifically cover the costs of a funeral service and offer manageable premium payments as opposed to footing the total expense when the time comes.

Consider All Options

You can also choose certain options to decrease costs; for instance, opting for cremation greatly reduces the expense. Families still receive the deceased’s ashes to memorialize or scatter. If you prefer a traditional burial, you can simplify the process by cutting out various components. Speak with a funeral director about what the process entails and how you can tailor the service to your needs.

Seek Out Assistance

Veterans, for instance, may be privy to interment in a national cemetery, in which case many of the costs related to a funeral would be covered. You can also ask for donations from any groups you’re associated with, either through a church or community organizations. Employers may even provide funding in the form of survivor benefits, which you can apply to pay for the service.

Whether you need help with the financial aspect of a funeral or assistance creating a fitting memorial for a loved one, turn to the compassionate team at Fred D. Knapp & Son Funeral Home in Greenwich, CT. They will review all the available options and tailor a plan to meet your unique needs and vision. Call (203) 869-0315 to schedule an appointment to discuss your situation, or visit them online for more information about planning a funeral and how they can assist.