Everyone has something they’ve worked hard for, whether it’s your home, family, or your business. Unfortunately, the unexpected can occur at any time, potentially threatening everything you’ve worked toward. Because life can be so expected, your future might depend on the expertise of an insurance agent, who will tailor policies to meet your needs. For almost 130 years, Mountcastle Insurance has offered protection to North Carolina’s Piedmont region, with a comprehensive range of policies to cover every aspect of your life. Here’s a quick look at some of the protections they offer.

5 Types of Policies Mountcastle Insurance Provides

 1. Homeowners’ Insurance

Fires, storms, and other perils can severely damage or even completely destroy your most valuable asset — your home. A home insurance policy will cover the cost of repairing or rebuilding your home if it’s damaged in a covered event, as well as replacing your personal belongings.

2. Flood Insurance

A flood can destroy your home and everything you own in the blink of an eye. Standard homeowners’ and renters insurance policies don’t cover most types of water damage. Fortunately, Mountcastle Insurance offers flood coverage to provide the protection you need.

3. Personal Umbrella Insurance

A single lawsuit can threaten all of your assets and could even force you into bankruptcy. Personal umbrella insurance extends the liability coverage included in your home and auto policies, covering the cost of damages and legal bills if you cause an accident.

4. Commercial Property Insurance

Every business that relies on equipment or inventory needs coverage to protect their valuable assets from theft, vandalism, or natural disasters. Because your personal policies usually won’t cover business assets, you should purchase a commercial property insurance, even if you run a home-based operation.

5. Cyber Liability Insurance

Data breaches are becoming increasingly common, targeting businesses both large and small. Cyber liability insurance will pay for any losses your customers incur if their data is stolen, as well as the costs of rebuilding your computer systems.

Since 1890, the experienced agents at Mountcastle Insurance have been Winston Salem’s premier insurance agency, with options to cover every aspect of your life. As an independent agency, they work with some of the nation’s leading carriers, giving their agents a vast array of products to choose from. Visit their website for an overview of the products and services they offer, call (336) 777-8500 to request a quote, and follow their Facebook page for more insurance tips and advice.