Summer is finally here, and that means it’s time to take your motorcycle out of storage and get it ready for the first ride of the season. While giving your bike a proper tuneup and making sure everything is in good working order is important, you’ll need to make sure your motorcycle insurance policy is up-to-date. If you’ve had the same policy for a few years, you may not have the coverage you need to protect your ride. Here’s what you need to look for when updating your motorcycle policy for the coming summer riding season.

Make Sure You Have Minimum Liability Coverage

Ohio, like most states, requires riders to have a minimum amount of liability coverage. This protects riders from financial strain if they’re involved in an at-fault accident. This type of insurance is required anytime you bring your bike out of storage. If you ride without having at least the minimum amount of liability insurance required by the state, you’ll be given a sizable ticket.

Consider Investing in Collision and Comprehensive Coverage

Minimum liability coverage provides you with the money you need to cover others’ medical bills if they are injured in an accident you’re responsible for; however, it won’t protect you or your passengers. Additionally, it will not help you get your bike repaired. However, if you purchase collision insurance, the cost of repairs for your bike will be covered. Furthermore, your motorcycle insurance policy will help cover the cost of your medical bills, even if you’re at fault for an accident.

Though collision coverage is important, it won’t protect your bike completely. Additional comprehensive coverage will provide protection for damage due to vandalism, bike falls, and other accidents other than those that occur on the road. Though the coverage may increase your motorcycle insurance premium, you’ll have the peace of mind knowing that your ride is protected at all times.

If you’re looking for a quality motorcycle insurance policy to protect your bike this summer, look no further than Ohio Insurance Center Agency in Cincinnati, OH. Their experienced staff will get to know you and your riding habits to find the best coverage for your needs. Even if you’ve been denied coverage in the past, their agents will work to get you a policy you can afford. Learn more about their services online and call (513) 522-6300 for a free insurance quote today.