With the arrival of fall and soon-to-be winter, expect icier road conditions. Now more than ever, you need to practice safe driving techniques—including maintaining an appropriate distance between your car and the one ahead—and make sure your license and auto insurance are up-to-date. Because the unfortunate reality is that accidents sometimes can’t be avoided. If you do happen to have a mishap on the road, it’s important to keep calm and follow the steps below.
What to Do After an Auto Accident
1. Contact the Authorities
Leaving the scene of an accident is a criminal offense, especially if someone has been injured. Even if the damage is not extensive and no one is seriously hurt, still call the police. Having a copy of the police report will help the auto insurance company establish liability for any damages.
2. Exchange Insurance Information With the Other Driver
Along with their name and contact information, get the details of their auto insurance company and the number of their policy. Comments made after an accident can be used to dispute liability, so avoid apologizing or making any statement that they can interpret as an admission of responsibility.
3. Document the Scene
Photographic evidence and witness statements are extremely useful if a dispute emerges over liability. Take pictures of any conditions that may have contributed to the accident, as well as the damage to both vehicles and their relative positions after what happened. If possible, collect the names and contact information of anyone who witnessed the accident.
4. Seek Medical Attention
Symptoms of whiplash, head trauma, and soft tissue injuries may not appear for hours or days. To ensure you get proper treatment, see a doctor as soon as possible, even if you don’t think you are seriously injured.
As an independent agency, Western States Insurance Group provides auto insurance from several of the industry’s leading carriers. Their highly trained local agents specialize in giving you the personalized attention and policies you need. To request a free car insurance quote, visit their website or call (575) 396-1318. Follow their Facebook for news and updates.