Every state requires drivers to carry car insurance to protect other motorists against any damages they might cause. But what happens if you're injured in a car accident by someone who failed to comply with that law? You are able to sue the negligent driver, but you may not be able to recover your damages. Most people who drive without insurance aren't able to afford it, which means they likely won't be able to pay for your damages. And, many times other drivers only carry the minimum insurance coverage required by their state. Oftentimes, the minimum coverage is too little to fully compensate their injured victims.

However, as The Law Offices of Terrence J. Salerno, car accident injury attorneys with 30 years' experience serving the people of Omaha, NE, explains, you may be able to seek compensation from your own insurance company.

Many automobile insurance policies contain provisions protecting you against damage caused by uninsured and underinsured motorists, and many states mandate that these provisions be included in your auto insurance policy. However, insurance companies sometimes deny these claims without paying you the damages to which you're entitled. If this happens to you, it may be possible to sue your own insurance company in court and claim the compensation they owe you.

Check your auto insurance policy every year and make sure it contains this important coverage; and if not, have it added as soon as possible. Otherwise, you run the risk of losing your car, your health, and even your life to the actions of a single reckless driver without proper insurance coverage.

If your insurance company has denied your claim, The Law Offices of Terrence J. Salerno can help. Visit their website to learn more, or just call (402) 502-9002 to schedule a consultation with a highly respected auto accident attorney today.