If you get hurt while on the job, do you know your rights regarding workers’ compensation benefits? In Massachusetts, the Department of Industrial Accidents (DIA) administers the program; to help individuals understand the process, a seasoned attorney at Bellotti Law Group, PC, in Boston, MA, answers common questions below about benefits for on-the-job injuries.

Common Concerns About Workers’ Comp

What Does Workers’ Compensation Cover?

Workers’ comp benefits include reasonable and necessary medical treatment and rehabilitation related to the employee’s injury or illness. Also, after the first five calendar days of being partially or totally disabled, the insurance pays partial compensation for lost wages.

Does Workers' Compensation Cover All Disabilities?

Employees receive these benefits only when their disabilities are causally related to accidental injuries arising out of and in the course of their employment. Workers disabled due to occupational diseases are also entitled to receive benefits.

What Happens if an Employee Does Not File a Workers' Comp Claim?

Employees who fail to file a notice of claim can lose their right to medical care, lost wages, and permanent benefits. Staff must file an Employee’s Claim, Form 110, with the DIA within four years of either their injury, discovering that a disability is work-related, or the date of receiving Form 104, Insurer’s Notification of Denial.

Are Injured Workers Required to Hire Attorneys?

While attorneys are not required, consulting a lawyer ensures you receive full compensation under the law, and clients do not make any payments up front to their representation. Legal professionals also discover others who may be liable for additional damages outside of the workers’ comp claim, such as an equipment manufacturer when a worker suffers a wrongful death due to defective machinery.

If you get hurt on the job, contact attorney Peter Bellotti at Bellotti Law Group, PC. He has a strong record of successes in helping clients recover the full value of their workers’ compensation and personal injury claims. From their offices in Boston, Cambridge, and Quincy, the firm offers convenient access to their effective and compassionate representation. Learn more about them online and schedule a free consultation by calling (617) 778-1000 today.