Summer is the perfect time of year to cruise down the highways on a motorcycle. Taking in the sun, blue skies and breezes, it's important for riders to be safe. As with car insurance, that protection doesn't have to come with a hefty price tag. If you own a motorcycle, Kirk Insurance Agency in Spearman, TX, shares several ways you can potentially lower your coverage costs.

As with most car insurance plans, carriers will generally reward motorcycle riders with discounted premiums if they install anti-theft equipment. The devices help protect bikes from thieves and reduces the possibility of having to file a claim for a replacement. Check with the insurance provider on which anti-theft systems will meet their coverage requirements for lower premiums.

A quick online search will reveal some of the most widely-known motorcycle clubs. Your membership may entitle you to discounts on motorcycle insurance. Also, if you're a member of AARP or AAA, check with a representative to see if you're eligible for any motorcycle or car insurance discounts.

Enrolling in and passing a motorcycle safety course demonstrates your commitment to avoiding accidents. Many insurance providers will offer a discounted rate for your efforts. Check with the carrier on approved safety programs before signing on.

 

These are just a few budget-friendly ways to cut the cost of motorcycle insurance this summer. Kirk Insurance Agency specializes in offering affordable and customized coverage for a wide range of driving needs. If you're seeking insurance for the first time or would like your current policy reviewed, call (806) 659-2794 to identify potential discounts. Visit the website for information on the complete suite of coverage options, including life, farm machinery, and car insurance.