When inclement weather causes severe damage to your roof, it takes a skilled and reliable roofing contractor to remedy the problem. First, however, you’ll want to file a replacement claim with your insurance company. Successfully navigating the process will set you on the path to a beautiful new roof, so it’s important to know the ins and outs of how the claim is handled. Here are some helpful tips for the process.

How to Make a Roof Replacement Claim

1. Get a Professional Inspection 

Whenever you suspect your roof has been damaged irreparably by a storm, it’s best to schedule a professional inspection from a reliable roofing company. Depending on your insurance policy, you might only have a limited amount of time to get the roof replacement covered, so it’s best to have the inspection completed as soon as possible.

2. Document the Damage

The more details you can include in your insurance claim, the more likely it is to be accepted and covered. Taking pictures of the state of the roof after a storm will provide proof of the work that needs to be done. Try to find any photos you may have of the roof before the damage took place to underscore any damage that has occurred during the storm.

3.Contact Your Insurance Company

Once you’ve had an inspection and collected documentation of the damage, it’s time to contact your insurance company. Exactly how much of the replacement will be covered depends on your company and your insurance plan. A representative of the company will also most likely visit and inspect the roof to determine the final coverage amount.

4. Choose a Reliable Roofing Company

Working with a roofing company that is experienced with insurance contracts will make the replacement process go smoother. Avoid any companies that ask you to sign any forms without a written estimate—instead, go with a company that provides a free estimate with no strings attached.

Another important aspect to choosing a roofing company is communication. The contractor should be willing to answer any question you have without hesitation and should be personable, whether on the phone or in person. You’ll be working with this person until the project is done, so it’s important you feel comfortable speaking to them. 

Thompson & Thompson 3rd Generation Roofing is the premier roof repair and replacement service in the Omaha and Plattsmouth, NE, area. As a family-owned and -operated company, the team of roofing technicians strives for the highest level of craftsmanship and customer service. For more information, call (402) 296-6051 or visit the website today.