If your car becomes damaged in any type of accident, it’s important to have insurance that can provide coverage for these repairs. However, with the various types of insurance available on the market, it might be difficult to determine what’s included in the coverage. Below, the collision repair experts at Crazy Al’s Gypsum Auto Body in Gypsum, CO, are here to discuss the differences between the two main types of insurance for auto body repairs.

Collision Insurance

Collision insurance is a type of auto protection that covers the cost of collision repair. This involves any situation in which you were in an accident involved with another vehicle or hit an object, such as a fence or garage. It does not cover damage to another vehicle involved in the accident or any medical bills that arise as a result.

Comprehensive Insurance

Comprehensive insurance, meanwhile, provides coverage for any damages that occur to your car that is not the result of a collision. This can include natural disasters, theft, and damage caused by animals, vandalism, or civil disturbances. When you purchase comprehensive insurance, you will first have to select a deductible you must pay out of pocket before it covers the amount that remains.

Whether your car experiences damage due to theft or a road accident, having both types of insurances can help protect you from paying thousands in auto and collision repair. Crazy Al’s Gypsum Auto Body in Gypsum, CO accepts both types of coverage, and their technicians will work to identify and repair the problem, so you can have your car back on the road in no time. Give them a call today at (970) 524-7339 to speak with an expert technician, or visit their website to learn more about their full list of auto and collision repair services.