If your teeth are damaged, discolored, or crooked, you might wonder whether you are a candidate for cosmetic dentistry. Although many patients are nervous to seek cosmetic repairs for their teeth, dentists today offer more treatment options than ever before, and many are covered by dental insurance plans. Here is a little more information about cosmetic dentistry and dental insurance.
What Is Cosmetic Dentistry?
Simply put, cosmetic dentistry is any procedure that is performed to change the way the teeth look and not necessarily to correct underlying dental problems. For instance, procedures like teeth whitening are completely cosmetic, since teeth can still be healthy without a bright white hue. However, many procedures are both restorative and cosmetic, such as tooth-colored fillings and even protective dental crowns.
Does Insurance Cover Cosmetic Dentistry?
While most dental insurance plans offer coverage for cosmetic dentistry, the total of the coinsurance may vary depending on whether the procedure was medically necessary. For instance, while you might have to pay a 20% deductible for basic procedures, a full set of dental implants might fall under the major dental services category, which means you would pay a higher percentage of the procedure. However, even simple cosmetic improvements, such as gingival contouring and dental bonding, can help to transform your smile.
Patients should consult with their cosmetic dentistry professional and their insurance specialist before undergoing any procedures. If you are ready for a smile makeover, visit Manhattan Dental: Donald Burger, DDS, FAGD. With a co-diagnostic approach that gives patients more control over their dental treatment plans, Dr. Burger can help with everything from porcelain veneers and teeth whitening to new crowns and Invisalign® orthodontic treatment. For more information, visit his website or call (212) 873-5400.