After a car accident, one of your first tasks is to file a claim with your insurance provider. After they approve it, they will likely recommend an auto repair shop for you to bring the car to. Many drivers find themselves taking this suggestion, even if they prefer a different mechanic, because they’re worried about having their claim denied if they don’t.  Hines Body Shop in Shelbina, MO, says that it’s perfectly okay to choose your own professional.

Why the Insurance Company Recommends Someone

Frequently, insurance providers establish business relationships with local body shops. This benefits both parties: The former receives discounted rates on labor and materials, while the latter gets a steady stream of customers directed to them. This maximizes profits for both, and, unfortunately, insurance agents will frequently do their utmost to convince drivers to use their recommendation to achieve this goal.

Are There Benefits to Using the Recommended Shop?

If you have a mechanic you know and trust, go ahead and bring the vehicle to their auto repair shop to get the work done. However, if you don’t have anyone particular in mind and aren’t sure who to turn to, there are some benefits to taking your insurance agent’s recommendation. First, because the two businesses already have an established relationship, getting the vehicle in to be fixed will likely be easier, as will working out the final price. Additionally, if you run into an issue again in a different location, the insurance company can easily locate a mechanic for you, as they often partner with body shops that are in nationwide networks.

In the end, the choice is entirely up to you. So, don’t let the insurance company sway you: They cannot deny your claim simply because you select a mechanic who doesn’t come recommended by them.

If you need auto repairs in or around Shelbina, turn to Hines Body Shop. Since 1957, this family-owned business has helped area drivers get back on the road as quickly as possible. They can take care of everything from dent removal to engine repairs. To schedule a consultation, call (573) 588-4091. To learn more about their services, go online.