Workers’ compensation is a special type of accident insurance that protects people who are injured on the job. It can provide money for ensuing inconveniences, from medical expenses to wages lost due to time off work. That said, it will not add up to the wages you’d normally receive. Many people consequently wonder if they can make up the difference by simultaneously applying for Social Security disability benefits.

Workers’ Compensation vs. Federal Disability

Social Security disability is a federally funded program that is designed to provide compensation for individuals who have been seriously disabled on the job. You can qualify only if your condition is serious and lasts for at least 12 months, along with a few more requirements.

It is possible to file for both workers’ compensation and Social Security disability. However, beware that receiving workers’ compensation means you will get less in Social Security payments. The total amount of benefits and workers’ compensation may not exceed 80% of your average earnings.

How to File

Whether you fell on a construction site or were in an accident while driving the company’s delivery car, it’s essential to report any workplace injury. See a doctor and document your ailments immediately. Whatever kind of coverage you file, you will need proof you were injured while at work. As soon as possible, consult an attorney regarding your case. They can advise you whether it’s in your best interests to file for both workers’ compensation and Social Security disability. Additionally, if your files hit a snag, they can follow up and push ahead on your behalf.

For help with a workers’ compensation or Social Security disability claim in Rochester, NY, look to Vincent J. Criscuolo & Associates. They are known for their direct and open communication with clients, and you’ll be able to get an update on your case whenever you call. You can read testimonials from some of the many clients they’ve helped online. To schedule an appointment, call the workers’ compensation attorney at (585) 232-3240.