After going through a car accident, it’s natural to want compensation as quickly as possible. However, the experienced attorney at The Gil Law Firm in Dothan, AL, says not to rush for a fair settlement. It’s important to have all your property damage and personal injury documentation before negotiating with the insurance company. Here are a few claim settlement tips that may provide a better recovery.
How to Settle a Car Insurance Claim After an Accident
1. Gather the Paperwork
Make a list of the property damage and assemble your repair and rental car receipts. Pull together all photos, notes, and other evidence from the accident scene along with the police report. Include proof of lost wages, medical reports and bills, mileage to and from medical appointments, doctor’s release forms, and personal notes about your daily activities and feelings during recovery.
2. Understand the Process
Insurance companies try to avoid paying claims whenever possible. Claim adjusters offer less to individuals who do not have attorneys compared to those with legal representation. Expect the adjuster to challenge your claim or deny it. The insurer may argue that you were at fault, have incomplete documentation, or say the claim falls under a policy exception.
3. Consult an Attorney
Most personal injury attorneys offer free consultations and take cases on a contingent fee basis, which means you don’t pay any fees unless they recover money damages. If your property damage claim exceeds the deductible and there are medical bills, get advice from a personal injury attorney about the value of the claim before negotiating with the insurer.
Based in Dothan, AL, Rafael Gil III and his experienced legal team at The Gil Law Firm offer wise counsel and strong advocacy for clients who have personal injury, disability, and property damage in auto collisions. If you seek compensation for a car accident claim in Alabama, Georgia, or Florida, they provide personalized attention to get you the best results. Learn more about their full range of services online and call (334) 673-0100 for a confidential attorney consultation.