Accident victims often find themselves facing a daunting legal system, which can be overwhelming when dealing with serious injuries. While a personal injury claim may allow you to collect compensation for your losses, the complexity of the process often leaves people confused about how to enforce their rights. Below are some of the most common questions about filing.

4 Personal Injury FAQ

1. Why Do I Need an Attorney?

While the insurance company may approach you with a settlement offer, remember that they’re protecting their own interests, not yours. An attorney will calculate a fair settlement amount for the damages, negotiate with insurers on your behalf, and collect the evidence they need to present the strongest case possible.

2. Who Will Pay My Medical Expenses?

If you’ve been hurt through no fault of your own, the liable party will be held responsible for the medical expenses. Personal injury attorneys often make arrangements with health care providers, who agree to wait until the settlement arrives for payment.

3. What Should I Say to the Insurance Company?

Insurance claims adjusters are skilled at eliciting comments which could be interpreted as an admission of guilt and will look for any way to minimize the value of your claim. Ideally, avoid speaking with the insurer before consulting a lawyer.

4. What if I Contributed to the Accident?

Many states, including Missouri, follow the comparative fault principle in personal injury cases. If the court determines that your actions contributed to the accident, you may still be able to collect a portion of the losses. Usually, the court will reduce the final award proportionally to the victim’s contribution to their injuries.

If you or a loved one has suffered because of someone else’s negligence or malice, the legal team at Coyne, Cundiff & Hillemann, P.C., will fight to protect your rights. With over 75 years of combined legal experience representing victims throughout Lake St. Louis, their personal injury attorneys have the expertise to tip the scales of justice in your favor. Visit their website or call (636) 561-5599 to schedule a free consultation. Follow their Facebook for regular news and updates.